I T ' S R I D I C U L O U S . . .
"Who can live on $1,237 a month?"
The government thinks you can.
Yes, it's ridiculous.
The average Social Security check in the United States of America is $1,237. That's the average check. This means that there are millions of people who get a lot less.
(Photo: Ida May Fuller received the first ever US Social Security check in January 1940, for $22.54. Wow. Almost nothing, even way back then.)
Think of it. $1,237 a month. Who can live on that? I'll tell you who. Nobody. And people shouldn't be expected to.
There's a way to do much better...
Wouldn't life be a lot better if you could double that amount? Or maybe even triple your cash benefits?
And how would you like to get your money without waiting for years, even if you're still working? Would you like that?
Special Benefits Program
I'm here today to show you how you can do it. I'm going to tell you the truth about a special benefits program that most people have never heard of. This program could mean extra money in your pocket.
My name is Dru White. I live in Salt Lake City, Utah with my wife, Maeva. I'm just about old enough to claim my full Social Security benefit.
But I'll tell you something, even though I've worked hard my whole life, my Social Security check won't be much. It certainly won't do much to maintain the lifestyle that Maeva and I are used to.
Collecting big checks before retirement...
But, you know what? I'm not too worried about it. I belong to a special benefits program that is already paying me several times what I could ever claim from Social Security. I've been getting this money for years – and I'm not even retired yet.
You may be eligible to receive cash benefits from this supplemental income program, just like Maeva and I do. It's possible you could even begin receiving some partial cash payments as early as next month.
$122,000 and Counting
There are many advantages to this special benefits program, and I'll tell you about some of them in a moment. But first, I want you to share with you what my friend Randy C. has to say about it –
"This program is incredible. Even though I'm still working, I've been participating in this program for several years during which time I've received monthly checks totaling well over $122,000. This supplemental income is a godsend especially now that my wife has been forced out of her job. I'm so thankful I found this program and have had the chance to tell other people about it. It's made all the difference."
I'm happy for Randy, just as I am for thousands of other good people who are already collecting monthly checks through this private program. I wish more people knew about it, because so many of them really need it.
This old man eats cat food. Shocking!
I recently ran into an elderly man who told me, with great embarrassment, that he sometimes buys cans of cat food. But, you see, he doesn't have a cat. He simply can't afford to buy tuna fish.
I felt so sorry. Of course, I immediately told him about this special benefits program. He'd never heard of it before. As I explained everything, I could see hope returning to his face. I know that it will be a big blessing in his life.
To flush or not to flush...
I know another retired couple who used to go to bed every evening as soon as the sun started to go down. It was the only way they could think of to save money on their electric bill. For them, there was no enjoying an evening television program together. No reading a good book by the light of a lamp next to the easy chair. The wife even told me, "We only flush the toilet once or twice a day. That way, we don't need to use so much water."
I tried not to show it, but I was shocked. It was obvious they needed help. Right away I told them about our special benefits program. I'm happy to say that today this couple's quality of life is quickly and dramatically improving. Like so many others, they just needed to know what to do, and how easy it can be to make things better.
A Program with Big Pluses
Let me tell you about some of the advantages of this unique benefits program. There's only time to highlight eight points, but I think you'll find them very interesting –
This program has been time-tested and well vetted. It's been working for over twenty years. This isn't something new and unproven.
This program has already paid out over $4.1 billion in cash benefits to its members. It works, and you can benefit just like thousands of other people.
This is a private program managed and operated by senior citizens for the benefit of senior citizens. It's self-contained, simple, and it runs very smoothly. This is because there are no government bureaucrats involved – no wasteful spending, no special interests, and no oppressive rules. In today's world, this wonderful program is like a breath of fresh air.
Unlike other retirement options, this program is extremely affordable. There's a one-time enrollment fee of only $8.75. Your monthly membership premium, which brings you many benefits, costs about $1.24 a day. That's about $37 a month. This is something that nearly anyone can afford, even on a tight budget. Who wouldn't spend $1.24 a day for the opportunity to get back $124 a day? For many seniors, this is literally a life-saving blessing, like manna from heaven.
When you enroll in this special benefits program, there are no long-term contracts, hidden fees, or obligations. In fact, you're not obligated in any way. You simply decide to pay your monthly premium, and you spend about twenty minutes a week being a good Samaritan. What do I mean by that? You take a few minutes during the course of your normal, everyday conversations to tell other seniors about this program. In this program, we all work together to help take care of each other. Sharing is part of how we do that.
Unlike government programs, this special benefit program has no age restrictions. Even though it's made to help people who are 55 or older, even those who are well short of age 55 can still take advantage. With this program, your eligibility doesn't depend on how many years you've worked, how much taxes you've paid, or your marital status. With this program, everyone has the same opportunity. We're all equal. It makes no difference who you are, what you have, or what your background is.
The cash benefits you receive through this program can be shared with your family. Your monthly cash benefits can also be passed on to your survivors, including your spouse, children, or even your grandchildren. Once you establish a regular supplemental cash income, benefits can continue indefinitely. They don't stop if something happens to you.
This benefits program doesn't involve any kind of retirement savings plan or investments. And it doesn't have anything to do with insurance. It's a private, self-funded revenue sharing program. I'll tell you more about how it works in a moment.
At this point, you just need to understand that this program is an easy, fast, and affordable way to increase your cash benefits.
To enroll, you simply talk with your neighborhood benefits coordinator, probably a senior citizen like you, and possibly someone you already know. If you don't have a neighborhood coordinator, you can easily apply to become one yourself. It's that simple.
A widow speaks her mind...
Listen to what another friend has to say about the program. Ann W. is a widow who is 65 years old. She's also a neighborhood coordinator–
"Every month like clockwork I get my check. It's several times bigger than my Social Security check. I really feel spoiled! It was really hard when I lost my husband Gary. This program has given me real security and has kept me going. Without it I don't know what I would've done. It's a big blessing in my life, and I love to tell everyone about it. That's my mission now."
Yes, for thousands of people, this benefits program truly is a lifesaver. And it makes you feel good to help other people, too.
He doesn't want to be one.
I asked a friend the other day, "What are you doing to prepare for retirement?" He laughed nervously and said, "I'll be working right up to lunchtime on the day of my funeral!" Of course, he was joking. But he knows this is no laughing matter. He always sees those elderly greeters at the store – and he doesn't want to be one. That's why he's now on board with our program. It's never too late to improve your situation, no matter how old you are.
What are your choices?
Without this special benefits program, what are your alternatives? Social security pays an average of $1,237 in monthly benefits. Many people receive much less than that.
Let's look at two retirement options that we always hear about, but they never seem to pan out –
Less than $1,000 to their name...
The first is savings and retirement investments. The idea is that you're supposed to put money aside, starting when you're young, so you'll have a nest egg for your golden years.
Well, I have some bad news. According to Market Watch, 62% of Americans have less than $1,000 in savings. 21% don't even have a savings account. To make things worse, the average US household is burdened with $90,336 in debts.
Even if you had some savings, what kind of a return can you get on it? Banks pay less than 1% a year. It's pitiful. Many retirement accounts are seeing miserable returns. Some seniors are even losing their principal, let alone making a profit. For most people, there's just no way to survive on savings, especially when you get old.
Sorry, but no gold watch.
The other advice we get is to rely on a pension; that is, a retirement plan from your employer. Not much chance of that. The days when people worked thirty or forty years for the same company are long gone. Today, the typical worker changes jobs every four and a half years. According to Forbes, two million people quit their job every month.
So when they get old, most people are left with no choice but to keep working. And working. And working. Before you know it, you're too old to enjoy life. All the dreams you once had, slip away. Eventually, due to poor health and advanced age, you have to stop working. Then what do you have? Your Social Security? Wow.
The biggest Ponzi scheme in history.
Some people say to me, "Social Security isn't much, but at least it's a sure thing. I'm guaranteed to get it." Wait a minute. Not so fast. In case you haven't heard, the Social Security system is in serious trouble. Today, it's evolved into nothing more than a massive, nationalized Ponzi scheme.
The US government regularly sends Social Security checks to over 65 million people. This totals up to be more than $75 billion every month. How can the government pay such huge amounts? Simple. They take money from those who are working to pay those who are retired. Yes, they rob Peter to pay Paul.
The workforce is shrinking.
In 1960, there were five workers for every retiree. That is, five people whose income was taxed to pay Social Security to each person who was no longer working.
Today, there are only 2.9 workers for every retiree. Soon that ratio will be even worse. So you know why? Because 74.9 million baby boomers are just now beginning to retire. They're already swelling the ranks of those who get Social Security. In fact, the ratio of workers to retirees will soon be 1.7 to 1. Not good.
But that's only the tip of the iceberg. There are more disasters waiting just around the corner.
Social Security is running on fumes.
The money in our Social Security trust funds is nearly exhausted. Politicians have made a nasty habit of "borrowing" Social Security funds to pay for their pork-barrel programs. They say they'll pay it back. Yeah, right. With a national debt now approaching $20 trillion, that should happen any day.
The Congressional Budget Office Report says that the Social Security disability trust fund will be completely exhausted before the end of next year. Yes, within a year from now. The old-age and survivors trust funds will be exhausted within the following fifteen years. Of course, knowing the government, the money will probably run out much sooner.
Big cuts are coming.
Benefit cuts are going to happen. Some benefits will probably be completed eliminated. With fewer people in the workforce, raising taxes isn't a realistic way to solve the problem. Yes, hard times are coming. Anyone who doesn't believe it, has their head in the sand.
In fact, according to a 1960 landmark Supreme Court case called Flemming vs. Nestor, the federal government can legally change the Social Security rules any time they want to. They're not even obligated to pay you anything.
Up a creek without a canoe...
So where does that leave you? If you're like most people, you may have little savings and maybe a small pension, if you're lucky. Things don't look so good. Even if you qualify for Social Security, $1,237 a month won't cut it. You can't live on that. It's depressing. Millions of Americans are restless and some of them are getting really desperate.
Sit back and take a deep breath. I have some good news for you. There's no need to panic. Because today you're learning about something very important – a solid, proven benefits program that can actually solve your money worries.
Unless you're contented to try to survive on less than $14,000 a year, I strongly urge you to seriously consider this special program. And you must do it right away. Because the sooner you enroll, the sooner your benefits can begin to grow.
This man made a very smart decision.
Here's what Sal S. has to say about this:
"When I retired we moved from New York to Florida. At about that same time we heard about this program and decided to enroll. Boy, was that a smart decision! It took a few months for our benefits to build up, but now for the past several years our income from this program has been substantial. Thanks to this program we enjoy a very comfortable lifestyle, and the health benefits have been fantastic. When you get older, things that used to be easy get a lot harder. This great program has taken off the pressure, it's been a real blessing in our lives. I can't say enough good about it."
$3,000 extra a month...
And here's what Gil W. says–
"I've gotten monthly checks for over $3,000. This is been a great addition to my pension and Social Security. It always helps to have a safety net. I guess it's normal to worry too much when you get old so it is nice to have one less thing to worry about especially when it comes to money. This is a good program run by good people and everybody works together to make it successful, and I think that's why it works so good. Everybody really cares."
Yes, this benefits program is good. There's no question, you must seriously consider this program now.
Be popular. Pass out checks!
For accounting and tracking purposes, program membership is managed in units. A unit is the basic building block of the program.
Each unit has its own account number, or ID, and is managed by a neighborhood coordinator, called an IPC – income program coordinator.
The neighborhood coordinator handles arrangements for the payment of premiums. They also distribute benefit checks to members of their unit. The neighborhood coordinator does this as a volunteer and does not receive extra compensation for this service.
Partners for senior success...
Each program unit is divided into four equal shares. Normally, the coordinator owns one of the shares and assigns the other three shares to new program members who live in the same neighborhood or general vicinity. The unit coordinator has the choice to assign one, two, or three shares.
The unit coordinator could even keep all four shares for themselves. In that case, the coordinator would be responsible to pay the program premiums for all four shares. As mentioned, this would be about $37 a month for each share. (Note that the premium can vary by $2 or $3, depending on your state.)
Dividing up the money.
Cash benefits are paid by unit. When the unit coordinator receives a benefit check, they divide this check evenly according to the number of members who have shares in the unit. For example, if the coordinator receives a monthly check for $10,000, each of the four unit members, including the coordinator, would receive $2,500.
If, for example, the unit coordinator assigns only two shares and keeps two shares for themselves, then the coordinator would retain 50% of the benefit check, with 25% paid to each of the other two unit members. If a coordinator keeps control of the full unit for themselves – that is, all four shares – then the coordinator would keep the entire check.
Health is wealth.
The neighborhood coordinator also handles a second and extremely important benefit of the program. This relates directly to the health and well-being of program members.
As we all know, if you lose your health, you lose everything. Quality of life matters. Without it, gold quickly loses its luster because there's little you can do to enjoy life. So we've taken an important step to help.
The healthiest supplement in the world.
All program members receive an additional, tangible benefit every month. This consists of a regular supply of the healthiest dietary supplement in the world. This all-natural, liquid dietary supplement can help improve longevity, increase overall health, and relieve discomfort.
Over 200 published studies confirm the safety and efficacy of this miraculous gift of nature. For over twenty years, millions of people have benefited from this proprietary formula. This all-natural, healing supplement is available only through our special benefits program.
25,000 Happy People
As part of his medical research, Dr. Neil Solomon, MD, PhD, studied over 25,000 program participants to find out what kind of results each of them was getting from this remarkable health supplement.
On average, nearly 80% of those interviewed said that the supplement improved their health problems. The study included such chronic conditions as arthritis, diabetes, fatigue, heart trouble, high blood pressure, mental problems, obesity, pain, and even stress.
A big blessing for Ralph...
We have space here to share only one of many hundreds of testimonials about this dietary supplement. Here's what Ralph P. has to say–
"I had arthritis so bad that I couldn't hold a jug in my hand to pour milk. I also had an injury to my right shoulder that I got years ago as a firefighter. For years I haven't been able to lift my arm any higher than my armpit. It broke my heart when the grandkids would come over because I couldn't pick them up and hug them. My arms and hands just hurt too much. Then I started drinking some of the supplement every day. It tasted strange, but it sure did work. Within a month I marched into the bedroom with a gallon of milk in each hand, and showed my wife that I could lift them over my head with both arms straight up in the air. I've never felt such relief. I'm so thankful for this program. It's made a positive change in my life in so many ways. God bless those who thought of it."
Protect and preserve your health...
Yes, besides the financial benefits of this wonderful program, all members receive a vital health benefit automatically every month. A supply of the liquid supplement is sent once a month to the neighborhood coordinator.
The coordinator in turn sees that each unit member receives their monthly supply. This is one of the reasons we refer to the unit coordinator as the neighborhood coordinator. Distributing the supplement once a month is fast and easy when you live in the same neighborhood, or at least within easy driving distance.
Talk with your neighborhood coordinator today.
If you know a unit coordinator in your area, you can request to have a share of their unit (if available). You simply fill out a short online form and pay a one-time enrollment fee – currently $8.75 – to the coordinator. After you enroll, your monthly membership premium will be automatically charged to your credit card. As mentioned, participation is voluntary. You are free to withdraw your membership at any time by making arrangements with your unit coordinator.
No coordinator? No problem.
If you don't have a coordinator in your area, or if the coordinator doesn't have any shares available, you can easily apply to become a unit coordinator yourself.
You have the option of doing this with other persons who want to get shares in your new unit. For example, if you have three friends or family members who want to participate, the four of you can do it together. Each of you pays your share of the one-time fee, $8.75, to set up the new unit. Once the unit is set up, the four of you share the monthly premium for the unit, each paying about $37. It's that simple.
Watch out! 90 million recipients are coming.
Which ever way you choose to participate, you need to act now. Because of the aging baby boomer generation, over the next few years the ranks of Social Security recipients will swell to over 90 million. That will be nearly one-third of the entire US population. That's millions of people who need to know about this special benefits program.
No waiting on government red tape...
And the best part? You don't have to wait until you're old to enjoy your benefits. You can get your cash benefits as fast as they grow. This program has already paid out over $4.1 billion. Now it's time for you to get your share.
In a moment, I'll give you a link to more information, including instructions about how to enroll as a unit coordinator. If you're already in contact with a coordinator, you should talk them right away about getting a unit share while they're still available.
Remember, each unit contains only four shares, and each coordinator is allowed to have only one unit.
If you don't know a unit coordinator, or if they don't have any shares available, you should consider how you yourself can become a neighborhood coordinator.
Real gold for your golden years.
So, there you have it. A whole new way to look at retirement, one that includes real gold for your golden years.
As we conclude, let's again consider our original question:
"Who can live on $1,237 a month?"
Perhaps we can best answer that with another question:
Who would want to?
Now you have a choice. Now you can be secure and comfortable, and you can do all the things you've dreamed of. Enroll today.
Free Bonus Gift
Enroll today and get a free bonus that can save you hundreds of dollars.
Because 42% of Americans have trouble paying for their prescription medications, in addition to cash benefits and natural health supplements, this special program also includes a free pharmacy drug discount card exclusively for program members.
This valuable card is valid for up to 90% off prescription drugs at more than 70,000 pharmacies nationwide, including Walmart, CVS, Walgreens, Safeway, Rite Aid, and many more.
Questions & Answers
Special Benefits Program
E N R O L L M E N T & C O N T A C T F O R M
No credit card required. You pay nothing now to reserve a unit or share.